Loan Rates

All rates listed are "As Low As" rates except for VISA credit cards, line of credit loans, and home equity loans.*

New and Used Auto Loans
TermRelationship APRFixed APRVariable APR
24-36 months 1.99% 2.24% 1.98%
37-48 months 2.24% 2.49% 1.98%
49-60 months 2.34% 2.59% 1.98%
Used Auto Loans
TermRelationship APRFixed APRVariable APR
2011 3.24% 3.49% 2.98%
2010 3.24% 3.49% 2.98%
Older 5.74% 5.99% 4.98%
Classic 2.34% 2.59% 2.98%
Chiropractic Equipment Loans
TermFixed APRVariable APR
New up to five years 4.99% 3.98%
Used up to five years 6.375% 4.98%
New Recreation Vehicle
TermFixed APRVariable APR
Up to five years4.49%3.98%
61-144 months6.49%5.98%
Used Recreation
TermFixed APRVariable APR
Up to five years4.90%3.98%
61-144 months6.99%5.98%
Unsecured Loan Special
TermRelationship APRFixed Rate
12 Months2.99%2.99%
13 to 36 Months7.00%7.00%
37 to 60 Months8.99%8.99%
Home Equity Loan
Call us for our current rate
Variable APR
Index - Prime Rate published in the WSJ
Prime Rate changed 06-16-20174.25%
Share Pledge
TermFixed APRVariable APR
2 years1.99%1.745%
3 years1.99%1.745%
4 years1.99%1.745%
5 years2.15%1.745%
61-144 monthsn/a3.745%
VISA Classic and Gold
VISA Classic 13.8% APR
VISA Gold 9.9% APR
www.ezcardinfo.com
Card Services 800-237-6211
Elite Express
AmountRelationship APRFixed Rate
$5,000 minimum/$25,000 maximum11.25%11.50%
Revolving Credit/Overdraft Protection
Revolving Credit
14.9% APR
Minimum $500

Overdraft Protection
14.9% APR
Minimum $100 Maximum $5000

*APR = Annual Percentage Rate, subject to change. Rates based on individual credit history (except for VISA credit cards, line of credit loans, and home equity loans), along with amount, model year and term of loan. Variable rates based on T-Bill, plus points determined by the term of the loan. Variable rates are subject to change quarterly.



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