Chiropractic Federal Credit Union

Loan Rates

New Auto Loans
Term Relationship APR Fixed APR Variable APR
24-36 months 2.74% 2.99% 2.005%
48-60 months 3.24% 3.49% 3.005%
72 months 3.49% 3.74% 3.005%
84 months 4.24% 4.49% 4.005%

Used Auto Loans
Up to 5 years - over 5 add 1.50% to the rate per year
Term Relationship APR Fixed APR Variable APR
2008 4.25% 4.50% 3.005%
2007 4.25% 4.50% 3.005%
Older 4.25% 4.50% 3.005%
Classic 4.00% 4.25% 3.005%

New Recreation Vehicle
Term Fixed APR Variable APR
36 months 4.99% 4.005%
48-60 months 5.50% 5.005%
61-144 months 7.50% 6.005%

Used Recreation
Term Fixed APR Variable APR
36 months 6.25% 5.005%
48-60 months 6.50% 5.005%
61-120 months 9.00% 7.005%

Computer Loan
Term Relationship APR Fixed APR
36 MONTHS 8.25% 8.50%

Closed End Unsecured Loan
Term Relationship APR Fixed APR
36 months 11.65% 11.90%
48 months 12.65% 12.90%

Loan Special
Amount Term Relationship APR Fixed APR
$2000.00 12 Months 6.00% 6.00%
$4000.00 24 Months 6.00% 6.00%
$6000.00 36 Months 6.00% 6.00%

Equipment Loan
Type Relationship APR Fixed APR Variable APR
New to 60 months 5.50% 5.75% 5.005%
72 - 84 months 7.50% 7.75% 7.005%
Used up to 48 months 7.25% 7.50% 7.005%

Home Equity Loan
  Variable APR
1/2% below prime
Prime Rate 3.25% Changed 12/17/08 4.75%

Share Pledge
Term Fixed APR Variable APR
2 years 2.50% 2.005%
3 years 2.75% 2.005%
4 years 3.75% 3.005%
5 years 3.99% 3.005%
61-144 months n/a 3.005%

VISA Classic and Gold

VISA Classic 13.8% APR
VISA Gold 9.9% APR
www.ezcardinfo.com

CERTEGY Card Services 800-237-6211


Elite Express
Amount Relationship APR Fixed APR
$5,000/max $25,000 11.25% 11.50%

Revolving Credit

14.9% APR
Minimum $500


Overdraft Protection

14.9% APR
Minimum $100 Maximum $5000


Important Phone Numbers
Service Phone Number
Mortgage Center 888-562-6865
Debit Card Activation 800-466-0040
Debit Card Lost/Stolen 800-754-4128

*APR = Annual Percentage Rate, subject to change. Variable rates based on T-Bill, plus points determined by the term of the loan. Variable rates are subject to change quarterly.

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23617 Liberty | Farmington, Michigan 48335 | Phone: 800.422.6424
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