Savings Rates

All rates listed are "As Low As" rates except for VISA credit cards, line of credit loans, and home equity loans.*

Regular Shares
	Dividend Rate	APY Rate	Dividend Frequency
< $300.00	0%	0%	n/a
$300.00 +	0.05%	0.05%	Quarterly

Checking/Share Drafts
	Dividend Rate	APY Rate	Dividend Frequency
< $1,500.00	0%	0%	n/a
$1,500.00 +	0%	0%	Quarterly

Vacation, Holiday and Organization
	Dividend Rate	APY Rate	Dividend Frequency
< $100.00	0%	0%	n/a
$100.00	0.05%	0.05%	Quarterly

IRA’s, SEP’s and Pension and Profit
	Dividend Rate	APY Rate	Dividend Frequency
< $500.00	0%	0%	n/a
$500.00	0.30%	0.30%	Quarterly

Share Certificates Certificate rates are reviewed and may change daily.
	$1,000.00 - $4,999.00		$5,000.00 - $9,999.00		$10,000.00 - $49,999.00		$50,000.00 +
Term	Div	APY	Div	APY	Div	APY	Div	APY
30 Days*	--	--	--	--	.30%	.30%	.30%	.30%
6 months	.55%	.55%	.60%	.60%	.65%	.65%	.70%	.70%
12 months	.70%	.70%	.75%	.75%	.80%	.80%	.85%	.85%
24 months	1.00%	1.00%	1.05%	1.05%	1.10%	1.10%	1.15%	1.15%
36 months	1.25%	1.25%	1.30%	1.30%	1.35%	1.35%	1.40%	1.41%
48 months	1.55%	1.56%	1.60%	1.61%	1.65%	1.66%	1.70%	1.71%
60 months	1.80%	1.81%	1.85%	1.86%	1.90%	1.91%	1.95%	1.96%

* = 30 day cert min. $10,000.00

Tiered-Rate Money Market
	Dividend Rate	APY Rate	Dividend Frequency
$5,000.00 – $24,999.00	0.15%	0.15%	Monthly
$25,000.00 – $49,999.00	0.25%	0.25%	Monthly
$50,000.00 – $99,999.00	0.30%	0.30%	Monthly
$100,000.00 +	0.35%	0.35%	Monthly

Federally Insured
by NCUA

Michigan Credit Union Computer Services and Web Design - Innovative Network Solutions