Savings Rates
| Regular Shares | |||
| Dividend Rate | APY Rate | Dividend Frequency | |
| < $300.00 | 0% | 0% | n/a |
| $300.00 + | 0.25% | 0.25% | Quarterly |
| Checking/Share Drafts | |||
| Dividend Rate | APY Rate | Dividend Frequency | |
| < $1,500.00 | 0% | 0% | n/a |
| $1,500.00 + | 0% | 0% | Quarterly |
| Vacation, Holiday and Organization | |||
| Dividend Rate | APY Rate | Dividend Frequency | |
| < $100.00 | 0% | 0% | n/a |
| $100.00 | .15% | .15% | Quarterly |
| IRA’s, SEP’s and Pension and Profit | |||
| Dividend Rate | APY Rate | Dividend Frequency | |
| < $500.00 | 0% | 0% | n/a |
| $500.00 | .50% | .50% | Quarterly |
| Share Certificates Certificate rates are reviewed and may change daily. |
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| $1,000.00 - $4,999.00 |
$5,000.00 - $9,999.00 |
$10,000.00 - $49,999.00 |
$50,000.00 + |
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| Term | Div | APY | Div | APY | Div | APY | Div | APY |
| 30 Days* | -- | -- | -- | -- | .55% | .56% | .55% | .56% |
| 6 months | .75% | .75% | .90% | .90% | 1.00% | 1.00% | 1.15% | 1.16% |
| 12 months | .90% | .90% | 1.00% | 1.00% | 1.15% | 1.15% | 1.25% | 1.25% |
| 24 months | 1.50% | 1.50% | 1.65% | 1.65% | 1.75% | 1.75% | 2.00% | 2.01% |
| 36 months | 2.00% | 2.00% | 2.15% | 2.15% | 2.25% | 2.25% | 2.50% | 2.52% |
| 48 months | 2.50% | 2.50% | 2.65% | 2.65% | 2.75% | 2.76% | 3.00% | 3.02% |
| 60 months | 2.75% | 2.75% | 2.85% | 2.85% | 3.00% | 3.02% | 3.25% | 3.28% |
* = 30 day cert min. $10,000.00
Prime rate is 3.25% as of 12/17/08
| Tiered-Rate Money Market | |||
| Dividend Rate | APY Rate | Dividend Frequency | |
| $5,000.00 – $24,999.00 | .45% | .45% | Monthly |
| $25,000.00 – $49,999.00 | .50% | .50% | Monthly |
| $50,000.00 – $99,999.00 | .65% | .65% | Monthly |
| $100,000.00 + | .75% | .75% | Monthly |
