| Annual percentage rate for purchases |
13.80% APR for purchases |
| Grace period for repayment of balances for purchases |
You have 25 days from the end of the statement closing date
to pay your balance in full before being charged a FINANCE CHARGE |
| Method of computing the balance for purchases |
Average daily balance (excluding current purchases) |
| Annual fees |
None |
| Minimum finance charge |
None |
| Transaction fee for purchases |
None |
| Transaction fee for cash advances |
None |
| Late payment fee |
If your payment is more than 15 days after the statement due
date, a late charge of 5% of the amount past due will be assessed (not less than $1.00 and
not to exceed $25.00) |
| Over-the-credit-limit fee |
If your balance exceeds your credit limit, you will be
charged an overlimit fee not less than $5.00 but not to exceed $12.00 calculated at 10% of
the amount overlimit |
